Finance

Finance today! it's easy

finacne

Let Gladstone Auto Sales help you get in a nicer, newer car you deserve to be in and out on the road. 

Let's get you started
with our Finance Application

If the struggle to get a great price on a quality used vehicle has caused you unwanted stress, prepare to be impressed by Gladstone Auto Sales’ offer at our local car dealerships! Everything from cash-back rebates to $0 down payment deals to low-APR car loans are available each month. And if you’re on the hunt for something a bit more personalized, allow our superb financing experts to secure the best auto loan rates possible.

The choice is yours to make, but our never-ending auto finance deals mean you’ll never have trouble saving money. When you’re ready to shop, search our inventory of quality used vehicles for  sale, and you’ll be well on your way toward landing the deal of a lifetime! Fill out the pre-approval form below so we can help you get started and save an hour at the dealership!

 

How does financing a vehicle work?

The first step to learning how car financing works is to know what you’ll need when applying for a car loan through the dealership, a bank, or even a credit union. Most applications can be started online, or you can apply at the dealership in person. Factors that the lender will look at include:

  • Credit Score
  • Loan Amount
  • Length of Loan
  • Debt-to-Income Ratio
  • Age of the Vehicle

If you have a low score or bad credit, a car loan might still be an option at the dealership. Consider asking a close friend or family member to cosign your loan. Another option is leasing. You’re more likely to get approved for a lease with bad credit, although the payments will be higher than if you had good credit history.